Pearl Coin Layered Necklace Set

Three layers, three moods — and one quiet statement at the center of it all. Our Pearl Coin Layered Necklace Set brings together a delicate freshwater pearl bar at the throat, a softly polished gold disc in the middle, and a hand-hammered statement coin at the sternum. The kind of layered necklace set you reach for when you want every neckline you wear to feel a little more considered, a little more you.

Style Features

• Statement coin pendant — hand-hammered textured disc at the sternum gives the set its sculptural focal point.
• Freshwater pearl bar necklace — five small natural pearls strung horizontally for that quiet bridal-adjacent glow.
• Pre-layered pearl coin necklace set — no tangling, no fussing; the lengths arrive perfectly spaced.
• Hypoallergenic stainless steel with 18K gold finish — built for daily wear and gentle on sensitive skin.
• Adjustable 16-18 inch length sits beautifully on every neckline from open V to high crew.

Three Pieces, Three Ways to Wear

Worn together, this is a finished layered pearl necklace set. Worn separately, you have three independent everyday pieces: a delicate real pearl necklace at the throat, a clean modern pearl pendant necklace in the middle, and a hand-hammered pearl coin necklace at the sternum. Mix it with your own chains as part of a daily stacking necklaces stack. Available as a warm gold and pearl necklace set or a cool silver pearl necklace finish — both real pearl jewelry built on hypoallergenic stainless steel for everyday wear.

Styling Guide

Wear this layered pearl necklace set with a cream silk camisole on a Riviera lunch, slip it under a tailored white shirt for art-gallery openings, or layer it over a slip dress for an evening that asks for soft drama. The hammered coin disc plays beautifully with neutral linens, deep aubergine knits, and champagne silk — anywhere a touch of golden glow belongs.

Specifications

• Material: Stainless Steel + Freshwater Pearl, hypoallergenic, tarnish-resistant
• Plating: 18K Gold Plated / Silver Tone — available in two finishes
• Pearl bar: 5 freshwater pearls, ~3mm each, total bar width ~18mm
• Small disc: ~10mm polished round
• Statement coin disc: ~24mm hand-hammered round
• Length: Adjustable 16-18 inch (40-46 cm)

Care Instructions

• Keep dry; remove before swimming, showering, or sleeping
• Avoid contact with perfume, lotion, and harsh chemicals
• Store flat in the AUREATE pouch to prevent tangling
• Polish gently with a soft jewelry cloth

Shipping & Returns

Every AUREATE order ships in a signature gold-foil gift box with a leather pouch — ready to gift, ready to keep. Free U.S. shipping on orders $75+. 30-day no-questions returns on unworn pieces.

Color: Gold

Our real gold-plated chains are made from 925 sterling silver and coated three times with 18K gold.

18K Gold Plated — Made from high-grade stainless steel coated with 18K gold. Affordable, luxurious look, hypoallergenic. Not suitable for shower or pool use.

Silver Stainless Steel — Hypoallergenic, rust- and tarnish-resistant, durable and affordable.

18K Gold Over Sterling Silver — 925 sterling silver bonded with 3-5 microns of 18K gold. More affordable than solid gold, long-lasting with proper care.

Sterling Silver (S925) — 92.5% pure silver finished with rhodium. Bright shine, hypoallergenic, easy to maintain.

14K Solid Gold — 14 parts gold and 10 parts other metals. Highly valuable, suitable for everyday wear, hypoallergenic.

Every piece is made to order. Your name or text is engraved before the piece is packed, so an Aureate order does not ship like an off-the-shelf one.

Leaves us within 2 business days. You receive the tracking number the moment it does.

Arrives within 27 days of your order — that is our ceiling, and most orders land well before it. Tracking stays live the whole way.

Free shipping on every order, no minimum. We ship within the United States.

No jewellery in the bath or shower — Soaps and harsh chemicals can leave a film on your jewellery. Remove your pieces before bathing or showering.

Make-up first, jewellery last — Always apply make-up and fragrance first, then put your jewellery on afterwards.

Remove before exercise — Sweat and impact can affect the metal or cause unnecessary damage.

Avoid pools and hot tubs — Chlorine can cause discolouration. Remove your jewellery before swimming.

Store it properly — Store your jewellery separately in the box or pouch provided to prevent tangling and scratching.