Pearl Coin Layered Necklace Set

Three layers, three moods — and one quiet statement at the center of it all. Our Pearl Coin Layered Necklace Set brings together a delicate freshwater pearl bar at the throat, a softly polished gold disc in the middle, and a hand-hammered statement coin at the sternum. The kind of layered necklace set you reach for when you want every neckline you wear to feel a little more considered, a little more you.

Style Features

• Statement coin pendant — hand-hammered textured disc at the sternum gives the set its sculptural focal point.
• Freshwater pearl bar necklace — five small natural pearls strung horizontally for that quiet bridal-adjacent glow.
• Pre-layered pearl coin necklace set — no tangling, no fussing; the lengths arrive perfectly spaced.
• Hypoallergenic stainless steel with 18K gold finish — built for daily wear and gentle on sensitive skin.
• Adjustable 16-18 inch length sits beautifully on every neckline from open V to high crew.

Three Pieces, Three Ways to Wear

Worn together, this is a finished layered pearl necklace set. Worn separately, you have three independent everyday pieces: a delicate real pearl necklace at the throat, a clean modern pearl pendant necklace in the middle, and a hand-hammered pearl coin necklace at the sternum. Mix it with your own chains as part of a daily stacking necklaces stack. Available as a warm gold and pearl necklace set or a cool silver pearl necklace finish — both real pearl jewelry built on hypoallergenic stainless steel for everyday wear.

Styling Guide

Wear this layered pearl necklace set with a cream silk camisole on a Riviera lunch, slip it under a tailored white shirt for art-gallery openings, or layer it over a slip dress for an evening that asks for soft drama. The hammered coin disc plays beautifully with neutral linens, deep aubergine knits, and champagne silk — anywhere a touch of golden glow belongs.

Specifications

• Material: Stainless Steel + Freshwater Pearl, hypoallergenic, tarnish-resistant
• Plating: 18K Gold Plated / Silver Tone — available in two finishes
• Pearl bar: 5 freshwater pearls, ~3mm each, total bar width ~18mm
• Small disc: ~10mm polished round
• Statement coin disc: ~24mm hand-hammered round
• Length: Adjustable 16-18 inch (40-46 cm)

Care Instructions

• Keep dry; remove before swimming, showering, or sleeping
• Avoid contact with perfume, lotion, and harsh chemicals
• Store flat in the AUREATE pouch to prevent tangling
• Polish gently with a soft jewelry cloth

Shipping & Returns

Every AUREATE order ships in a signature gold-foil gift box with a leather pouch — ready to gift, ready to keep. Free U.S. shipping on orders $75+. 30-day no-questions returns on unworn pieces.

Color: Gold

Our real gold-plated chains are made from 925 sterling silver and coated three times with 18K gold.

18K Gold Plated — Made from high-grade stainless steel coated with 18K gold. Affordable, luxurious look, hypoallergenic. Not suitable for shower or pool use.

Silver Stainless Steel — Hypoallergenic, rust- and tarnish-resistant, durable and affordable.

18K Gold Over Sterling Silver — 925 sterling silver bonded with 3-5 microns of 18K gold. More affordable than solid gold, long-lasting with proper care.

Sterling Silver (S925) — 92.5% pure silver finished with rhodium. Bright shine, hypoallergenic, easy to maintain.

14K Solid Gold — 14 parts gold and 10 parts other metals. Highly valuable, suitable for everyday wear, hypoallergenic.

All orders are processed and dispatched within 1-3 business days.

Shipping takes approximately 4-7 business days.

Please note that delivery times may vary slightly depending on your location and postal service levels.

No jewellery in the bath or shower — Soaps and harsh chemicals can leave a film on your jewellery. Remove your pieces before bathing or showering.

Make-up first, jewellery last — Always apply make-up and fragrance first, then put your jewellery on afterwards.

Remove before exercise — Sweat and impact can affect the metal or cause unnecessary damage.

Avoid pools and hot tubs — Chlorine can cause discolouration. Remove your jewellery before swimming.

Store it properly — Store your jewellery separately in the box or pouch provided to prevent tangling and scratching.